Practice Finance

Banking Plan for Dental Professionals

FLEXIBLE LOAN AND LINE OPTIONS.

We offer lending solutions to fit the needs of your dental practice.

Business Loans Purchase a practice, buy-in or buy-out a partner, expand, relocate, or refinance an existing obligation

  • No origination and annual fees
  • 100% financing (plus working capital for practice purchases)
  • Up to 10 years fully amortized
  • Interest only repayment for 12 months, excluding refinance requests
  • Competitive interest rates

Business Lines Of Credit

Finance the day to day needs of your practice

  • Competitive variable rate based on Prime
  • No origination and annual fees

Commercial Real Estate Mortgage Loans

  • Purchase, refinance or improve properties
  • Loans available with up to a 25-year amortization

Equipment Financing

Get the equipment you need without depleting your working capital.

Express Lease and Traditional Term Financing

  • Up to 110% financing plus sales tax
  • Preserve working capital with no money down
  • Tax advantages (Consult your tax advisor)
  • Up to 120 months available for qualified applicants and specific types of equipment
  • Flexibility to upgrade to new equipment when needed (Express Lease only)

Convenient Deposit Products

With deposit accounts for dental practices we make small business banking hassle-free.

D Business Convenince Checking Plus

  • 500 free items paid or deposited per statementcycle (additional items $0.50 each)
  • FREE Online Banking and Bill Pay with TD Bank BusinessDirect
  • First 3 months FREE2, then maintain a $1,500 minimum daily balance to waive a $25 monthly maintenance fee
  • $100 minimum initial deposit

TD Business Premier Checking

  • 500 FREE items paid or deposited per statement cycle (additional items $0.35 each)
  • Two (2) additional TD Business Simple Checking Accounts with no monthly maintenance fee1
  • FREE Online Banking and Bill Pay with TD Bank BusinessDirect
  • Special discounts on Merchant Services3, Safe Deposit Box, and business checks
  • First 3 months FREE2, then $40,000 in combined business deposits to waive a $30 monthly maintenance fee4
  • $200 minimum initial deposit

TD Small Business Money Market Plus

  • Very competitive rates of return
  • Monthly maintenance fee $15, waived if you maintain $2,500 minimum daily balance
  • $25 minimum initial deposit
  • Get rewarded with an even higher rate if you have a TD Bank business checking account5